​​Effective Date: July 1, 2026
 

Welcome to I am Oliver More (the "Website"). Please read these Terms and Conditions ("Agreement") carefully. This Agreement is a legal contract between you ("User") and Oliver More ("Company," "we," "us," or "our").
 

By accessing or using our Website, signing up for our newsletter, clicking on any authorized links, or utilizing any content, features, or resources made available through the Website (collectively, the "Services"), you agree to be bound by this Agreement. If you do not agree, you may not access or use the Services.
 

1. Educational and Informational Purpose Only (No Financial Advice)

1.1 Content for Education Only

All content provided via our Services—including newsletter updates, portfolio displays, guides, metrics, videos, or historical data—is strictly for educational and informational purposes only.
 

CRITICAL DISCLAIMER: Oliver More is an individual educator and content creator, not a licensed financial advisor, broker-dealer, or investment consultant. Nothing contained on this Website or within our newsletter constitutes professional financial, investment, tax, or legal advice.
 

1.2 Absolute Risk of Loss

The stock market involves substantial risks, including the absolute loss of all invested capital. You agree that you will not make any investment decisions based solely on information found here. You are entirely responsible for verifying all information and performing your own due diligence. We strongly recommend consulting a certified, licensed financial professional before making any financial commitments.

2. Portfolio Displays and Performance Metrics

2.1 Transparency & Case Studies

Any presentation of Oliver More’s personal investment portfolio, trade execution history, asset allocations, or financial outcomes is shared solely as an educational case study.
 

2.2 Past Performance

To the maximum extent permitted by law, you acknowledge that past performance is never indicative of future results. We make no guarantees, express or implied, that your investment activities will match or mirror the performance metrics shown on this Website. Any reliance on the displayed portfolio data is done entirely at your own risk.
 

3. Affiliate Relationships and Third-Party Links

3.1 Affiliate Disclosures (eToro & Others)

In compliance with transparency guidelines, you are hereby notified that certain links on our Website or within our newsletters are affiliate links. Oliver More represents third-party platforms, including eToro, and receives financial compensation or commissions when users click these links, register accounts, or deposit funds on those external platforms.
 

3.2 Third-Party Terms Take Precedence

By clicking these links, you understand that you are leaving our Properties and visiting a website we do not control. Your activities on third-party sites are governed exclusively by their respective Third-Party Terms and privacy policies. We hold no responsibility or liability whatsoever for any products, services, financial losses, or experiences encountered on third-party platforms.
 

4. Newsletter Registration and Lead Generation

4.1 Accuracy of Data

When registering for our newsletter list, you agree to provide accurate, current, and complete email information ("Registration Data") and to update it promptly should it change. You may not register if you are barred or suspended under applicable laws.
 

4.2 Consent to Marketing

By opting in, you grant explicit consent to receive regular electronic communications, including educational content, portfolio updates, promotional deals, and affiliate recommendations. You may opt out at any time by clicking the "Unsubscribe" link at the footer of any communication.
 

5. Privacy Policy and GDPR Compliance

Your privacy rights are heavily protected. This section functions in tandem with our data practices to meet General Data Protection Regulation (GDPR) mandates.
 

5.1 Collection and Use

We collect your Name, Email Address, and automatic usage metadata (such as IP addresses and cookies via Wix Analytics) strictly to distribute the newsletter, evaluate website traffic, and comply with legal requirements.
 

5.2 Your Rights Under GDPR

If you access this site from the EEA or the United Kingdom, you have absolute rights to:

• Access & Rectify: Request a copy of your stored data or demand corrections.

• Erasure ("Right to be Forgotten"): Request total deletion of your personal email and records from our databases.

• Restrict or Object: Limit how your data is processed or pull back consent entirely.

To exercise these rights, please contact us immediately at hello@iamolivermore.com.
 

5.3 Wix Hosting Infrastructure

Our Services are built on the Wix.com platform. Your data is stored on secure Wix servers protected behind firewalls. Wix handles data processing infrastructure in compliance with cross-border data security laws.
 

6. Prohibited User Conduct & AI/Machine Learning Restrictions

You agree not to exploit the Services for any unlawful purpose. Furthermore, you are strictly prohibited from executing the following actions:

• AI Training and Scraping: You shall not use any manual or automated software, devices, scripts, or engines (including spiders, robots, scrapers, or crawlers) to harvest, scrape, or download data from the Services for any purpose, specifically including the development or training of any machine learning, large language model (LLM), or artificial intelligence (AI) systems.

• Commercial Exploitation: You shall not license, sell, copy, rent, or distribute any educational material or layout of this Website without our express, prior written consent.

• Malicious Activity: You shall not upload viruses, worms, or malicious code, or attempt to disrupt the performance, infrastructure, or security features of our Wix site.
   

7. Intellectual Property Rights

Except for third-party brand assets (such as eToro trademarks), all content available through our Services—including text, graphics, data visuals, proprietary portfolio spreadsheets, and logos—is the exclusive intellectual property of Oliver More and is protected by international copyright and trademark laws.
 

8. Indemnification and Liability Disclaimers

8.1 Indemnification

You agree to indemnify, defend, and hold harmless Oliver More and any associated partners, affiliates, or agents from any damages, losses, liabilities, costs, and legal fees arising out of your misuse of the Services, your violation of this Agreement, or your violation of applicable financial or consumer laws.
 

8.2 Disclaimer of Warranties

AS IS BASIS: TO THE FULLEST EXTENT PERMITTED BY LAW, OUR SERVICES AND PRODUCTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH ALL FAULTS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING THE ACCURACY, COMPLETENESS, USEFULNESS, OR CORRECTNESS OF FINANCIAL DATA AND EDUCATIONAL MATERIALS.
 

8.3 Cap on Liability

UNDER NO CIRCUMSTANCES WILL THE TOTAL AGGREGATE LIABILITY OF OLIVER MORE TO YOU FOR ANY CLAIMS ARISING FROM THIS AGREEMENT EXCEED ONE HUNDRED DOLLARS ($100) OR THE TOTAL AMOUNT ACTUALLY PAID BY YOU TO US IN THE TWELVE MONTHS PRIOR TO THE LIABILITY EVENT.
 

9. General Legal Provisions

9.1 Electronic Communications

You consent to receive all notices, disclosures, and agreements from us electronically via email. You agree that all electronic contracts hold the identical legal weight of a signed paper "writing."
 

9.2 Governing Law & Jurisdiction

This Agreement and any actions arising from your use of the Website shall be governed and interpreted by the laws of Spain, without regard to conflict of law principles. Any legal disputes must be filed exclusively in the courts located in Spain.
 

9.3 Severability & Entire Agreement

This Agreement constitutes the complete and final legal contract between you and Oliver More regarding our Services. If any portion of this contract is deemed invalid or unenforceable by a court, the remaining sections will continue in full force and effect.
 

10. Contact Us

For any questions, complaints, or GDPR data requests regarding these Terms, please contact us at:

• Email: hello@iamolivermore.com

• Website: https://www.iamolivermore.com